DiTaranto Insurance Services

Homeowners Insurance Long Island — DiTaranto Insurance Services

Suburban home exterior on a sunny day
Back to Home

Insurance Products

Homeowners Insurance

Your home is likely your most valuable asset. We help you protect it with comprehensive coverage tailored to your property, location, and lifestyle.

About This Coverage

Homeowners insurance provides financial protection against losses and damages to your home and the assets inside it. At DiTaranto Insurance Services, we work with multiple carriers to find you the right policy — whether you own a single-family home, a condo, or a co-op. We evaluate your property's unique characteristics, location, and risk profile to ensure you're never over- or under-insured.

What's Typically Covered

  • Dwelling coverage for the structure of your home
  • Personal property coverage for furniture, electronics, and belongings
  • Liability protection if someone is injured on your property
  • Additional living expenses if your home becomes uninhabitable
  • Other structures coverage (fences, detached garages, sheds)
  • Medical payments to others for minor injuries on your property
  • Optional riders for jewelry, fine art, and high-value items

As an independent brokerage, DiTaranto Insurance Services shops your homeowners policy across a wide network of carriers — not just one company. That means you get competitive pricing, broader coverage options, and a trusted advisor who works for you, not the insurance company.

Ready to get covered?

As an independent brokerage, we shop multiple carriers to find you the best coverage at the most competitive rate.

Get a Free Quote